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Phone: (618) 242-3364

Welcome to Jefferson County Mutual Insurance Online!

24-Hour Emergency Claims Hotline: 1-866-891-6548



What is a Mutual?

Unlike stock insurance companies, which are owned by investors who may not have any other connection with the company, mutual insurance companies are owned by their policyholders.

Policyholders are the decision makers in a mutual - everything is done for the mutual benefit of the insureds. Unlike a stock company, mutuals exist solely to serve the insurance needs of their policyholders and not to provide investment profits to shareholders.

Farm mutuals are a part of the fabric of this community. We have been offering high-quality products and service for generations and are here to serve your needs today and tomorrow.




Jefferson County Mutual has been doing business in this area since 1903, providing a wide array of insurance services to the surrounding counties: Clay, Franklin, Hamilton, Jackson, Jefferson, Marion, Perry, Washington, Wayne, and Williamson.

If you would rather have an insurance company you know working for you instead of just a voice on the phone, give us a call today and receive personal service from someone who lives and works in the same community as you.

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